Finance

Your Credit History: What Gets Reported And What Does Not

Your Credit History: What Gets Reported And What Does Not
Credit reports are documents that outline your financial status, specifically your credit history. The three national reporting agencies, Experian, Trans Union and Equifax, work independently so it is advisable to get reports from all three for an accurate picture.

Understanding Credit Scores and Repair

Understanding Credit Scores and Repair
If you are applying for a mortgage, you're going to have to deal with credit scores. Here's a primer on credit scores and methods for improving them.

How To Repair Your Credit With Credit Counseling

How To Repair Your Credit With Credit Counseling
Budgeting is a skill, like anything else, and takes practice. Some people have a natural aptitude for managing their income and staying in positive standing with their debtors. Most people have some kind of debt, whether itís a credit card bill, a mortgage, or a car loan. Managing your debts properly will result in a good credit rating, and allow you to receive credit in the future. Making late payments on your loans - or worse, letting them go into default - will leave you s...