Finance

Your Credit History: What Gets Reported And What Does Not

Your Credit History: What Gets Reported And What Does Not
Credit reports are documents that outline your financial status, specifically your credit history. The three national reporting agencies, Experian, Trans Union and Equifax, work independently so it is advisable to get reports from all three for an accurate picture.

Undertaking Credit Repair On Your Own

Undertaking Credit Repair On Your Own
If you have recently been turned down for a loan, or for a new credit card, you may be in need of credit repair. Being denied credit is often the r...

Understanding Credit Scores and Repair

Understanding Credit Scores and Repair
If you are applying for a mortgage, you're going to have to deal with credit scores. Here's a primer on credit scores and methods for improving them.

Top 10 Ways To Repair Your Credit Score (College Students)

Top 10 Ways To Repair Your Credit Score (College Students)
You must never underestimate the value of having good credit. You will definitely need your credit score in the future. For example if you are a student, youíll need to borrow a certain amount using a student loan in order to attend school. At this point, your credit history will definitely matter and will have a big impact on getting you the funds that you need.

If you are applying for a student loan, your creditor or the lending institution will probably request a copy o...

How To Repair Your Credit With Credit Counseling

How To Repair Your Credit With Credit Counseling
Budgeting is a skill, like anything else, and takes practice. Some people have a natural aptitude for managing their income and staying in positive standing with their debtors. Most people have some kind of debt, whether itís a credit card bill, a mortgage, or a car loan. Managing your debts properly will result in a good credit rating, and allow you to receive credit in the future. Making late payments on your loans - or worse, letting them go into default - will leave you s...